> If you are an HN commenter who is more likely invested heavily in tech stocks, much more than a lot.
The current state of the stock market is not exactly inspiring confidence about stability over the next few years. Number goes up over sufficient timescales, but if we get a Dotcom-level bust when AI investment slows, there may be a ways to climb back to current levels...
The other side is the stability of your job or job prospects, and we are adversely affected by that instead.