Think back to the last time you received $100k or more in a single lump sum. What was its source? Salary? Stock RSUs? Capital gains from an after-tax investment?
I've never received $10k in a lump sum, much less $100k. I think the largest lump sum I've ever gotten from any source is around $5k, which was a relocation thing for my current job.
The biggest lump sum I received was for selling a house we had purchased as a hud repo. After fixing it up, we got a nice profit, plus we didn't have to pay capital gains taxes on the profit since we had used it as our primary residence for enough years.
I believe I know more people who make good, consistent money from on-the-side real-estate transactions than people who make 5-figure yearly bonuses.
My last lump sum was $21,000 for three weeks of consulting (my own practice).
I'm not sure if this counts however, as it's a case of my salary being paid out every three or four weeks (depending on the pipeline) instead of every two weeks.
I've never received a lump sum of more than 20 or maybe 30 thousand at once. I have received a five figure bonus before though.