This entire discussion is really an eye opener. People are worried that $1M in the bank in their 30s isn't enough, or that $300k salaries aren't good. I mean, $300k would make you a rich person outside of literally 5 cities in the world.
You can just take your $1M in savings, move to a cheaper city, and live off it for years. Heck, it doesn't have to be some third world country either; a city like Atlanta will give you a huge house for $400k and plenty left over to live off for a decade.
I have a client that spent over $1M in medical expenses alone for one of his kids. It's destroyed his finances.
People that think "just read this book on investing" to solve financial problems either don't have kids or have never suffered devastating financial hardships.
You can just take your $1M in savings, move to a cheaper city, and live off it for years. Heck, it doesn't have to be some third world country either; a city like Atlanta will give you a huge house for $400k and plenty left over to live off for a decade.
The Bay Area is divorced from reality