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You have to be careful with "naughty" words, like if your description includes the name of a company on the Dept of Treasury's shitlist[1]

Some of them are fairly generic terms. I remember when this was posted[2] on HN (payment troubles caused by writing "Blue Sky" on the memo field in a check, because a company called "Blue Sky Industries" was caught doing business with Iran).

Supposedly Venmo will also flag your payment if you put "ISIS" or something like that in the description

[1]: https://www.treasury.gov/ofac/downloads/sdnlist.txt

[2]: http://anildash.com/2014/02/21/here_is_a_thing_that_happened...



I would be concerned about soundex matches too.




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