Was somewhat curious as to why a credit agency would want to track peoples commutes, though I can see the perspective as to why, it does feel like a solution that fits around privacy upto the point that it works and then becomes part of the privacy debate itself.

Though my main train of thought would be - if you sprain an ankle, hand, get a new larger phone etc - this would just compound your bad experiences in life. Though they do say trouble comes in threes, it's not something we should be enforcing by creating issues that would compound such common `edge cases`.