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## Problem

Half of the Indian farmers do not have access to institutional/formal credit. They end of borrowing from local loan sharks at extremely high interest rates. The vicious cycle continues as they do have access to markets favoring their produce's selling price, and end up being exploited.

Most banks, despite their mandated percentage of loan for agriculture, are not too keen (and unable) to work closely with farmers.

## Solution

By leveraging technology, and international connections, we help farmers by giving them access to credit at a favorable interest rate. We work with international community, such as the Japanese, to lend their capital on our platform, thus helping the underserved farmers. In turn, the Japanese investors get returns much higher their national savings interest rates.

Banks too can benefit from our ability to deploy their cash.

## Why Us, Why Now

I have struggled to articulate the philosophy/motto on how to help the farmers, as they are the most exploited populace. I'm zeroing in on -- "BE KIND".

If you want to hear more, contact me and I will send you our Executive Summary and/or Pitch Deck. We are fund-raising.



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