Speaking of points 2 and 3 (and I apologize for being a bit tangential), how are they not teaching home economics in school. I'm solidly GenX, and they didn't teach me Home Econ (luckily my parents took up that role). This is a point of education that has been sorely lacking in school for decades and it is truly confusing.
Young men and women are coming out of school without the basic knowledge of how to set basic budgets and balance checkbooks. How to understand interest and how that will effect their payments in the future. Understanding that principal comes out last unless you make extra payments, so that it behooves a person to spend a little less on amenities and pay down the principal now .... things like this don't seem to be offered in basic education. Not to mention basic life skill classes, as well (again, these also weren't offered when I was in school either). School seems to be ONLY college prep but, even then, not very well suited for the skills one needs to transition to living a life there.
Anyway, like I said... Tangential conversation. But, basic home econ would seem to address to a degree, points 2 and 3 if UBI were offered. Though, I will admit, I am a major proponent of "education will set you free".
Young men and women are coming out of school without the basic knowledge of how to set basic budgets and balance checkbooks. How to understand interest and how that will effect their payments in the future. Understanding that principal comes out last unless you make extra payments, so that it behooves a person to spend a little less on amenities and pay down the principal now .... things like this don't seem to be offered in basic education. Not to mention basic life skill classes, as well (again, these also weren't offered when I was in school either). School seems to be ONLY college prep but, even then, not very well suited for the skills one needs to transition to living a life there.
Anyway, like I said... Tangential conversation. But, basic home econ would seem to address to a degree, points 2 and 3 if UBI were offered. Though, I will admit, I am a major proponent of "education will set you free".