You can still own land in Singapore, they call it estate land I believe. The HDB homes are basically government owned housing that is leased back at a lower rate so the average family can afford it. The homes tend to lose value later in the lease term as it’s unclear what happens when the lease runs out (many are 99 year leases and some are 50+ years in already).
Not that different than low-income housing in SF that people purchase. The price is artificially low and appreciation (for the owner) is capped.
Right. My point was the system is not really that unique. There is also land in the US and Canada that is leased from the state (national parks) or Indian reservations.
Not that different than low-income housing in SF that people purchase. The price is artificially low and appreciation (for the owner) is capped.