You can do the banking (from most banks) and food ordering from a web browser on your smartphone. No apps required. Grubhub, Uber Eats, Doordash, all those sorts of things. Most of them have a web version, and you can use that instead of an app most of the time. Just shake loose the Apple-induced app mentality that keeps you locked in.
A lot of hardware devices require use of an app these days. Any with wifi will also require use of location on ios and are thus unusable if you have location services disabled systemwide.
I just returned some IP cameras recently because of this.
