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The full amount of a short-term capital gain (property held for less than 1 year) is taxed as regular income. Long-term capital gains are taxed at a lower rate than regular income, but the amount depends on your tax bracket. Long-term capital gains in the 10% and 15% tax bracket aren’t taxed at all, those in the highest tax bracket are taxed at 20%, and everything in between is 15%.

In the US, capital losses can reduce capital gains and up to $3000 of regular income. If losses are $3000 more than gains, you can carry them forward to future years.

If you make 90,000 in Florida City, Florida. You purchase a home for 100,000 sold for 200,000 your capital gains is: $15,000 15% federal 0% state 0% local

In VermountVille New York State 21409 15% federal 6.41% state 0 local

In Sf 24,500 21,000 if you are married.

In order to pay 36% you have to be earning over 500,000 to pay that rate and single.



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