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I'm okay with 1, 2, 3. This is far better than anything offered by Canadian fixed income products. The reason I'm wary of equities, especially indexes is that its severely overvalued and due for a major correction (30~50% seems to be the consensus by famous bears), and that it feels like its running on fumes post 2020.

So $900 USD * 0.75 = $675 USD risk rate return after 50% capital gains tax ain't that bad. Wish wise I might be able to get back $840 CAD on a ~$12000 CAD investment.

Would be great if I could get the extra 5k limit increase by going the paper option like somebody mentioned in the comments but unsure how that plays out for Canadians.



The bears always think prices are too high and we are due for a 30-50% correction. It hasn't worked out well to listen to them.


> its severely overvalued and due for a major correction (30~50% seems to be the consensus by famous bears)

Then why not short it?


You could but you could also hold inverse SPY tickers can't you?

I understand the risks of shorting but its not clear to me say what I stand to lose with $SPXU for instance, is it designed to lose value with time due to the underlying futures contracts?




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