Despite having failed 7 or 8 times you think the only thing stopping the average person from becoming fuck you rich is laziness? Your solution is for everyone to found their own companies and succeed? Isn't this attitude just a restating of 'pull yourself up by the bootstraps'? Most people are not capable of what you are suggesting but that doesn't mean they don't deserve reasonable pay and healthcare.
Also, to expand on that in a different way: Most businesses require real up-front investment and significant time to operate, so failing even once means at best losing all your seed money and at worst going broke.
