Essentially, spend quite a bit less than you earn. Figure out how and where cuts can be made so that your financial situation is decoupled from your job. It’s not easy and a lot of people will find themselves in a place where they’re convinced they need to spend every dollar they’re currently spending (and find new ways when their income increases).

One method is to look for a better paying job, jump to it, and keep your budget the same as it is now.

Use your resources wisely and take time to think about the best way to use them.