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Mint already uses Plaid, but I the transaction information it gets is too low in information to categorize anything reasonably. For example my Amazon Grocery transaction happen on my amazon Chase Credit card(gives me 5% discount).

But connecting to Chase.com using plaid pulls in transaction statement is still information poor. The obvious consequence of this is that budget information is not correctly reflected in Mint(that info is actually in my Amazon.com silo). The only way to fix this rn is sadly manually.

As a tangent, I do feel though that LLM agents that can one day act on individuals behalf, reading info and making this manual job far more easier in absence of any govt regulations.



Mint does not use Plaid. Intuit has their own service for integrating with bank APIs and/or screen-scraping that they use across all their products.


They used plaid as a fallback for some banks


Fighting with Mint and categorizing Amazon purchases was what initially pushed me down the path into plain text accounting (PTA).

I ended up long down the rabbit hole with auto-downloading Amazon orders (originally with https://github.com/jbms/finance-dl, but then my own custom scraping) and importing and matching them up with credit card transactions using beancount-import (https://github.com/jbms/beancount-import).

This ultimately resulted in me spending a lot less on Amazon - to the point that now doing it manually wouldn't be too bad...


Copilot Money achieve Amazon SKU description automatically by AuthN into your Amazon account and transaction matching.

They do this lack of info lift and then recommend category splits.




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