What low-volatility ETFs strategy would you recommend? let say my goal is to sur... | Hacker News

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		yodsanklai on Feb 23, 2024 \| parent \| context \| favorite \| on: High Interest Savings Leaderboard What low-volatility ETFs strategy would you recommend? let say my goal is to survive inflations and market crash such as 2008 for instance. Personally, I have a very hard time putting all my hard-earned savings on ETFs which can lose a lot of their value overnight.

dmoy on Feb 23, 2024 [–]

I wouldn't recommend using stock ETFs for an emergency fund.

SGOV is a reasonable option, it's basically just doing a 1-3 month Treasury ladder for a charge of 0.2%, and slightly less frustrating liquidity.

(So right now you'd get like 5.2% with SGOV, vs 5.4% with treasuries)

dannyw on Feb 24, 2024 | [–]

BOXX is more tax advantaged.

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