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Getting scammed is a problem but it's not super common and the banks have a policy of refunding the money. Society bears the cost that way, and has the incentive to prevent and educate, rather than that it ruins some individual's life


The banks where you live, you mean? Here they won't care, once you send it, it's gone forever even if it was a scam.


Exactly, in the context I mentioned in the post above




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