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I was using something called "cash" (I think? Not sure) I think here in Sweden in the 90s, probably around 1998, which was chip but NO pin, ie. just like cash, if you lost your card you lost the cash.. That was supported in a very few places but I was constantly nagging shops to support it.

This was then gone for a good while, whereas today I guess its back in a way, you get some kinds oy payments (food etc) without pin, and a few others, until it will require a pin, then allows a few more pin-less buys, but I think it also depends on the sum.



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