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Well that was kinda fun. Turned $1M into $4.5M, mostly just from a few big bets then playing it safe otherwise. Of course in real life I’m 100% index funds since unfortunately I don’t get tomorrows news.


Which index funds?


Stocks:

VBTLX VFIDX VFSUX VTI VXUS

Bonds: BND BNDX

Buy and forget if you just want to play it safe


Pretty much, for me it’s mostly VTI and BND. In about a 70/30 ratio right now, although I vary it a bit based on market conditions and interest rates.


What is your algorithm for adjustment?




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