It's already borderline happening with the satellite supervision.
Here in Italy insurance is 20% more expensive at the very least and the gap is widening if you don't put a tracking device on your car which checks position, speed, etc.
I have a hard time justifying why one would not want it (besides privacy), all people that complain about it are people that regularly drive above the speed limit or pull dangerous overtaking maneuvers.
We have tracking like this for an app where you can rent electric cars in the city short term. Problem is it sometimes flags you, banning you for a month because you went under a bridge or the road has a smaller side road separated by a ~1 meter island limited at 30 but the road you were on is a 70. When it's a rental car app you don't really care to argue but I definitely wouldn't want to deal with this bs with an insurance company. They'd have 0 incentive to resolve this.
It's a question if you put people's individual "privacy" (quotes because you're driving in public, on public roads paid for by the public, under public laws, and under the public's view - there's not really privacy as to how you're driving, everyone out there can see it) over people's collective right to live?
Road deaths are among the leading causes of death in multiple developed countries.
Roads are public but unless you have someone following around you can't know where everyone is at all times. But with tracker now you have mass surveillance!
We criticize chinese government but we do much worse.
I did write "besides privacy" because it is a valid concern indeed.
But considering that most people don't give two damns about their privacy (or at least act like it, keeping 24/7 a tracking device on them and sharing all of their lives non stop) what would be their valid reason to not have a tracking device for insurance purposes on their cars?
Will the data collection and interpretation be perfect? What if the map with the speed limits is inaccurate and my commute goes through a road where the limit is 70, traffic drives at 70, but the system thinks the limit is 30?
My car displays the speed limit in the dash, as a helper, and sometimes the above happens. If it had automatic braking for crossing the speed limit, it would be a disaster.
Also, if I drive 70 on a 70 road completely covered in snow, will the system know I'm doing something dangerous?
Automatic judgement of people is a bad idea, and it surprises me that anyone who is working in software development would think otherwise.
Here in Italy insurance is 20% more expensive at the very least and the gap is widening if you don't put a tracking device on your car which checks position, speed, etc.
I have a hard time justifying why one would not want it (besides privacy), all people that complain about it are people that regularly drive above the speed limit or pull dangerous overtaking maneuvers.