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>Look for people asking for regulations to prevent this any day now.

I actually sort of empathize with a point of view that you pay your insurance every year, aren't doing anything especially unreasonable, and have to adhere to a somewhat arbitrary new standard at possibly very significant cost and time.

To be clear, I get the other side too in wildfire-prone areas.



> […] and have to adhere to a somewhat arbitrary new standard at possibly very significant cost and time.

Either you adhere to standard and make the effort to comply, or you eat the cost of a higher premium because your property has a higher risk.

It's going to cost you either way.

Or you can decide to try to go without insurance and you pay neither the costs of the premium nor adhering to the standard.


These are fairly high cost areas (for the most part) so a lot of people will eat higher costs or get out. But, for many others, the answer is move to Nevada and CA housing prices increase overall, if you can't afford to live there, you should probably find somewhere cheaper.


Fire protection is like vaccination. It protects you, but also people (homes) around you.




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