Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

I've usually seen those called 'Target Date' retirement funds in the US, and they automatically rebalance your investments.


The Target Date funds often charge high fees. You pay for automation that you could do yourself.


Vanguard's target date funds have high fees compared to their other funds, but 0.08% instead of 0.03% doesn't actually matter.


Yeah. Although there is some percentage of people who don’t or just don’t want the mental overhead relative to dealing with stuff they actually care about.


Yeah, that's another level of that, totally hands off.




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: