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> Well just this year it went up 13.9% for me

Any idea what it could be for LA or nearby residents? For Chicago, or IL residents in general - their home insurance just doubled. If you try to shop - the new quotes are at least tripled. Not sure why? There are no natural calamities here.



Have you checked the FEMA Flood Map? https://www.fema.gov/flood-maps A.f.a.i.k. it is part of the calculation.


No idea. The insurance companies down here are very small and almost all of them are Florida-only.




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