Why only poor though? There's plenty of middle class people living above their means by abusing credit too. They can deal with the consequences better, but it's equally financially harmful for them
Certainly, but there's less motivation to protect the middle class from poor financial decisions because it can be assumed that they have some financial leeway already and aren't going to be put on the street by one too many doordash orders. So they don't really factor into the discussion much
middle class has shrunk only because the upper class has expanded. Every American citizen living with property taxes is n missed payments from homelessness. unhoused is a misnomer, especially in this context of losing your home.
