I don't see how. You are engaging in a discussion about what is generally happening, meaning aggregating data is required.
If you want to have a conversation about specific people, then yes, you can find some young renter that is having problems. But that does not make it generally true.
>"Thats how you make generalizations about what's going on."
Right after saying:
>"You're trying to bend the data to your pre-existing beliefs.
Is a little funny, but fair play.