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My millionaire, step-father-in-law, gave this advice to my brother when graduated.

I was lucky, my physics department administrator told me the same thing when I was graduating.

The 2ND best piece of advice is to rollover your 401k when you move to a new company -> this cost me at least 500k because they effectively stagnate when your company isn't paying the maintenance cost (AIUI).



> this cost me at least 500k because they effectively stagnate when your company isn't paying the maintenance cost

Is this true? My understanding is that the fees come out of the account itself. There's other good reasons to roll over (primarily investment flexibility) but I have not heard of something like this.


I don't think the point about 401k stagnation is true. At most fee structures and optionality of funds change. How did that cost you 500k exactly?




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