Don't forget the luck of living in a country where programming was a viable career path that could lead to a decent job, the luck of having the opportunity (and/or money) to attain the higher education that's usually required for it and the luck of living in a time when the tech industry was in an upswing that would allow a person to find a job in this industry. Really, having any of these puts most of us well above the amount of luck an average person gets (at least on a worldwide scale).