97% of adults between 18-49 in the US have a cell phone.

https://www.statista.com/statistics/489255/percentage-of-us-...

94% of payments in the US are made with a debit or credit card

https://www.atlantafed.org/blogs/take-on-payments/2024/11/18...

That doesn’t address much of what was mentioned. Lots of off grid people in this town don’t do all three. Am not offgrid but don’t do them either.

You’re in the wrong place trying to appeal to the defeatism of regular folks.

So “lots of people” == 3% of the US population?

And you don’t have a cell phone?

An old one I keep at home or in plane mode.

We also have tens of thousands of homeless and millions of undocs in our corner that don’t do a lot of the three. Add to the few privacy conscious and I dispute those figures.