> Using "capitalism" as a pejorative is itself a thought-terminating cliche. Left unsaid is the proposed alternative which, given the historical record, is probably worse.

I actually think you just engaged in thought-terminating cliche. It doesn't have a stock phraseology, but it's the assumption that the only alternative to modern capitalism is Soviet-style central planning. The cliche has a name, though: https://en.wikipedia.org/wiki/There_is_no_alternative.