Do you actually use G+? Because when you go to someone's profile it starts scrolled down on the picture so you're at the profile pic/name/basic info. You can then scroll up to see the rest of the cover photo if you want.
Edit: This is on Chrome, so if it doesn't work like that on other browsers it's most likely a bug.
Yes it's scrolled down when you visit a profile that is not your own. It just goes to show the picture shouldn't be that big in the first place it's just wasted bandwidth...
Edit: This is on Chrome, so if it doesn't work like that on other browsers it's most likely a bug.