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>Which is a problem because if only they could (not that the system will let them do that easily) stop and think a little further, in a little less selfish way, they'd likely figure a way to improve their living conditions.

This is a completely uninformed view of what it's like to be in this position. Everything in life for them is essentially a borderline crisis (I witnessed my parents going through this). Finding new jobs is extremely difficult so you have to make major compromises to keep your current one. This is even more important when you can't build any savings to cushion the impact of unemployment.

What exactly do you think they can do to "stop and think a little further"? This might be an option if you have no family to support, but otherwise it's a ridiculous notion.



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